City Comparison

Kenosha vs St Cloud

Cost of Living Comparison · 2026

Kenosha

Wisconsin
91
Below Average
$275,000
Median Home
$1,250/mo
Median Rent
$68,900
Median Income

St Cloud

Minnesota
90
Below Average
$250,000
Median Home
$1,000/mo
Median Rent
$60,200
Median Income

The Verdict

1.1%

St Cloud is 1.1% less expensive than Kenosha overall. A household earning $75,000 in Kenosha would need approximately $74,176 in St Cloud to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Kenosha
82
St Cloud
Groceries
99
Kenosha
101
St Cloud
Utilities
95
Kenosha
95
St Cloud
Transportation
103
Kenosha
99
St Cloud
Healthcare
96
Kenosha
100
St Cloud

Salary Equivalence

A $75,000 salary in Kenosha has the same purchasing power as $74,176 in St Cloud.

Conversely, $75,000 in St Cloud equals $75,833 in Kenosha.

Living in Kenosha vs St Cloud

Housing Costs

Kenosha's housing index of 82 is equal to St Cloud's 82, translating to median home prices of $275,000 vs $250,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Kenosha compared to $1,000/mo in St Cloud, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 99 in Kenosha and 101 in St Cloud. A household spending the national average of $475/month on groceries would pay approximately $470/month in Kenosha vs $480/month in St Cloud. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Kenosha and 95 in St Cloud. Monthly utility bills average approximately $380 in Kenosha vs $380 in St Cloud. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Kenosha and 100 in St Cloud. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $68,900 in Kenosha and $60,200 in St Cloud. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $75,714 and $66,889 respectively. Kenosha residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,608/month to housing in Kenosha vs $1,405/month in St Cloud. In Kenosha, median rent of $1,250/mo fits within this budget. In St Cloud, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 4 index points — focus your budget analysis there.

Frequently Asked Questions

St Cloud is 1.1% more affordable overall with an index of 90 vs 91.
A $75,000 salary in Kenosha has equivalent purchasing power to approximately $74,176 in St Cloud, based on the cost of living difference.
Kenosha's housing index is 82 with median homes at $275,000, while St Cloud's is 82 with median homes at $250,000.

Moving & Relocation Resources

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