City Comparison

Kansas City vs Springfield

Cost of Living Comparison · 2026

Kansas City

Missouri
93
Below Average
$220,000
Median Home
$1,100/mo
Median Rent
$57,478
Median Income

Springfield

Oregon
107
Above Average
$378,000
Median Home
$1,150/mo
Median Rent
$57,600
Median Income

The Verdict

13.1%

Living in Kansas City costs 13.1% less than Springfield. To match the purchasing power of a $75,000 salary in Kansas City, you would need $86,290 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Kansas City
116
Springfield
Groceries
97
Kansas City
101
Springfield
Utilities
95
Kansas City
96
Springfield
Transportation
106
Kansas City
107
Springfield
Healthcare
96
Kansas City
102
Springfield

Salary Equivalence

A $75,000 salary in Kansas City has the same purchasing power as $86,290 in Springfield.

Conversely, $75,000 in Springfield equals $65,187 in Kansas City.

Living in Kansas City vs Springfield

Housing Costs

Kansas City's housing index of 80 is lower Springfield's 116, translating to median home prices of $220,000 vs $378,000. The $158,000 difference in home prices means roughly $10,272 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Kansas City compared to $1,150/mo in Springfield, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 97 in Kansas City and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $461/month in Kansas City vs $480/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Kansas City and 96 in Springfield. Monthly utility bills average approximately $380 in Kansas City vs $384 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Kansas City and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,478 in Kansas City and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,804 and $53,832 respectively. Kansas City residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,341/month to housing in Kansas City vs $1,344/month in Springfield. In Kansas City, median rent of $1,100/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Kansas City is 13.1% more affordable overall with an index of 93 vs 107.
A $75,000 salary in Kansas City has equivalent purchasing power to approximately $86,290 in Springfield, based on the cost of living difference.
Kansas City's housing index is 80 with median homes at $220,000, while Springfield's is 116 with median homes at $378,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases