Kansas City vs Springfield
Cost of Living Comparison · 2026
Kansas City
Springfield
The Verdict
Living in Springfield costs 19.2% less than Kansas City. To match the purchasing power of a $75,000 salary in Kansas City, you would need $62,903 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Kansas City has the same purchasing power as $62,903 in Springfield.
Conversely, $75,000 in Springfield equals $89,423 in Kansas City.
Living in Kansas City vs Springfield
Housing Costs
Kansas City's housing index of 80 is higher Springfield's 52, translating to median home prices of $220,000 vs $162,000. The $58,000 difference in home prices means roughly $3,768 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Kansas City compared to $925/mo in Springfield, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 97 in Kansas City and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $461/month in Kansas City vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 95 in Kansas City and 98 in Springfield. Monthly utility bills average approximately $380 in Kansas City vs $392 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Kansas City and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $57,478 in Kansas City and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,804 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,341/month to housing in Kansas City vs $1,528/month in Springfield. In Kansas City, median rent of $1,100/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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