City Comparison

Kansas City vs Round Rock

Cost of Living Comparison · 2026

Kansas City

Missouri
93
Below Average
$220,000
Median Home
$1,100/mo
Median Rent
$57,478
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

7.9%

Kansas City is 7.9% less expensive than Round Rock overall. A household earning $75,000 in Kansas City would need approximately $81,452 in Round Rock to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Kansas City
92
Round Rock
Groceries
97
Kansas City
96
Round Rock
Utilities
95
Kansas City
109
Round Rock
Transportation
106
Kansas City
99
Round Rock
Healthcare
96
Kansas City
96
Round Rock

Salary Equivalence

A $75,000 salary in Kansas City has the same purchasing power as $81,452 in Round Rock.

Conversely, $75,000 in Round Rock equals $69,059 in Kansas City.

Living in Kansas City vs Round Rock

Housing Costs

Kansas City's housing index of 80 is lower Round Rock's 92, translating to median home prices of $220,000 vs $413,000. The $193,000 difference in home prices means roughly $12,540 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Kansas City compared to $1,400/mo in Round Rock, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 97 in Kansas City and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $461/month in Kansas City vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Kansas City and 109 in Round Rock. Monthly utility bills average approximately $380 in Kansas City vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Kansas City and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,478 in Kansas City and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,804 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,341/month to housing in Kansas City vs $2,345/month in Round Rock. In Kansas City, median rent of $1,100/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Kansas City is 7.9% more affordable overall with an index of 93 vs 101.
A $75,000 salary in Kansas City has equivalent purchasing power to approximately $81,452 in Round Rock, based on the cost of living difference.
Kansas City's housing index is 80 with median homes at $220,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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