City Comparison

Kansas City vs Rochester

Cost of Living Comparison · 2026

Kansas City

Missouri
93
Below Average
$220,000
Median Home
$1,100/mo
Median Rent
$57,478
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

1.1%

Living in Kansas City costs 1.1% less than Rochester. To match the purchasing power of a $75,000 salary in Kansas City, you would need $75,806 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Kansas City
95
Rochester
Groceries
97
Kansas City
103
Rochester
Utilities
95
Kansas City
102
Rochester
Transportation
106
Kansas City
102
Rochester
Healthcare
96
Kansas City
104
Rochester

Salary Equivalence

A $75,000 salary in Kansas City has the same purchasing power as $75,806 in Rochester.

Conversely, $75,000 in Rochester equals $74,202 in Kansas City.

Living in Kansas City vs Rochester

Housing Costs

Kansas City's housing index of 80 is lower Rochester's 95, translating to median home prices of $220,000 vs $345,000. The $125,000 difference in home prices means roughly $8,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Kansas City compared to $1,275/mo in Rochester, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 97 in Kansas City and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $461/month in Kansas City vs $489/month in Rochester. Kansas City offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Kansas City and 102 in Rochester. Monthly utility bills average approximately $380 in Kansas City vs $408 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Kansas City and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,478 in Kansas City and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,804 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,341/month to housing in Kansas City vs $2,135/month in Rochester. In Kansas City, median rent of $1,100/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Kansas City is 1.1% more affordable overall with an index of 93 vs 94.
A $75,000 salary in Kansas City has equivalent purchasing power to approximately $75,806 in Rochester, based on the cost of living difference.
Kansas City's housing index is 80 with median homes at $220,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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