City Comparison

Kalamazoo vs Surprise

Cost of Living Comparison · 2026

Kalamazoo

Michigan
88
Below Average
$191,000
Median Home
$925/mo
Median Rent
$51,000
Median Income

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

The Verdict

14.6%

The cost gap between these cities is 14.6%, with Kalamazoo being the more affordable option. A $75,000 income in Kalamazoo has equivalent purchasing power to $87,784 in Surprise.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
60
Kalamazoo
105
Surprise
Groceries
97
Kalamazoo
100
Surprise
Utilities
96
Kalamazoo
102
Surprise
Transportation
101
Kalamazoo
106
Surprise
Healthcare
96
Kalamazoo
97
Surprise

Salary Equivalence

A $75,000 salary in Kalamazoo has the same purchasing power as $87,784 in Surprise.

Conversely, $75,000 in Surprise equals $64,078 in Kalamazoo.

Living in Kalamazoo vs Surprise

Housing Costs

Kalamazoo's housing index of 60 is lower Surprise's 105, translating to median home prices of $191,000 vs $419,000. The $228,000 difference in home prices means roughly $14,820 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Kalamazoo compared to $1,575/mo in Surprise, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 97 in Kalamazoo and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $461/month in Kalamazoo vs $475/month in Surprise. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Kalamazoo and 102 in Surprise. Monthly utility bills average approximately $384 in Kalamazoo vs $408 in Surprise. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Kalamazoo and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $51,000 in Kalamazoo and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,955 and $83,010 respectively. Surprise residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,190/month to housing in Kalamazoo vs $1,995/month in Surprise. In Kalamazoo, median rent of $925/mo fits within this budget. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Kalamazoo is 14.6% more affordable overall with an index of 88 vs 103.
A $75,000 salary in Kalamazoo has equivalent purchasing power to approximately $87,784 in Surprise, based on the cost of living difference.
Kalamazoo's housing index is 60 with median homes at $191,000, while Surprise's is 105 with median homes at $419,000.

Moving & Relocation Resources

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