Joliet vs Worcester
Cost of Living Comparison · 2026
Joliet
Worcester
The Verdict
Living in Joliet costs 24.0% less than Worcester. To match the purchasing power of a $75,000 salary in Joliet, you would need $98,684 in Worcester.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Joliet has the same purchasing power as $98,684 in Worcester.
Conversely, $75,000 in Worcester equals $57,000 in Joliet.
Living in Joliet vs Worcester
Housing Costs
Joliet's housing index of 85 is lower Worcester's 152, translating to median home prices of $275,000 vs $340,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $1,600/mo in Worcester, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 101 in Joliet and 106 in Worcester. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $504/month in Worcester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 122 in Worcester. Monthly utility bills average approximately $376 in Joliet vs $488 in Worcester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Joliet and 115 in Worcester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $88,000 in Joliet and $52,228 in Worcester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $41,782 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,219/month in Worcester. In Joliet, median rent of $1,325/mo fits within this budget. In Worcester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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