City Comparison

Joliet vs Virginia Beach

Cost of Living Comparison · 2026

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

Virginia Beach

Virginia
105
Average
$310,000
Median Home
$1,500/mo
Median Rent
$73,418
Median Income

The Verdict

9.5%

Living in Joliet costs 9.5% less than Virginia Beach. To match the purchasing power of a $75,000 salary in Joliet, you would need $82,895 in Virginia Beach.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Joliet
112
Virginia Beach
Groceries
101
Joliet
100
Virginia Beach
Utilities
94
Joliet
98
Virginia Beach
Transportation
108
Joliet
101
Virginia Beach
Healthcare
102
Joliet
99
Virginia Beach

Salary Equivalence

A $75,000 salary in Joliet has the same purchasing power as $82,895 in Virginia Beach.

Conversely, $75,000 in Virginia Beach equals $67,857 in Joliet.

Living in Joliet vs Virginia Beach

Housing Costs

Joliet's housing index of 85 is lower Virginia Beach's 112, translating to median home prices of $275,000 vs $310,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $1,500/mo in Virginia Beach, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 101 in Joliet and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 98 in Virginia Beach. Monthly utility bills average approximately $376 in Joliet vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Joliet and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $88,000 in Joliet and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $69,922 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,713/month in Virginia Beach. In Joliet, median rent of $1,325/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Joliet is 9.5% more affordable overall with an index of 95 vs 105.
A $75,000 salary in Joliet has equivalent purchasing power to approximately $82,895 in Virginia Beach, based on the cost of living difference.
Joliet's housing index is 85 with median homes at $275,000, while Virginia Beach's is 112 with median homes at $310,000.

Moving & Relocation Resources

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