City Comparison

Joliet vs Tempe

Cost of Living Comparison · 2026

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

Tempe

Arizona
106
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$56,068
Median Income

The Verdict

10.4%

Joliet is 10.4% less expensive than Tempe overall. A household earning $75,000 in Joliet would need approximately $83,684 in Tempe to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Joliet
114
Tempe
Groceries
101
Joliet
100
Tempe
Utilities
94
Joliet
96
Tempe
Transportation
108
Joliet
103
Tempe
Healthcare
102
Joliet
95
Tempe

Salary Equivalence

A $75,000 salary in Joliet has the same purchasing power as $83,684 in Tempe.

Conversely, $75,000 in Tempe equals $67,217 in Joliet.

Living in Joliet vs Tempe

Housing Costs

Joliet's housing index of 85 is lower Tempe's 114, translating to median home prices of $275,000 vs $400,000. The $125,000 difference in home prices means roughly $8,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $1,600/mo in Tempe, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 101 in Joliet and 100 in Tempe. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $475/month in Tempe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 96 in Tempe. Monthly utility bills average approximately $376 in Joliet vs $384 in Tempe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Joliet and 95 in Tempe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $88,000 in Joliet and $56,068 in Tempe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $52,894 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,308/month in Tempe. In Joliet, median rent of $1,325/mo fits within this budget. In Tempe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Joliet is 10.4% more affordable overall with an index of 95 vs 106.
A $75,000 salary in Joliet has equivalent purchasing power to approximately $83,684 in Tempe, based on the cost of living difference.
Joliet's housing index is 85 with median homes at $275,000, while Tempe's is 114 with median homes at $400,000.

Moving & Relocation Resources

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