City Comparison

Joliet vs Stockton

Cost of Living Comparison · 2026

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

Stockton

California
114
Above Average
$400,000
Median Home
$1,500/mo
Median Rent
$54,658
Median Income

The Verdict

16.7%

Living in Joliet costs 16.7% less than Stockton. To match the purchasing power of a $75,000 salary in Joliet, you would need $90,000 in Stockton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Joliet
126
Stockton
Groceries
101
Joliet
101
Stockton
Utilities
94
Joliet
108
Stockton
Transportation
108
Joliet
111
Stockton
Healthcare
102
Joliet
101
Stockton

Salary Equivalence

A $75,000 salary in Joliet has the same purchasing power as $90,000 in Stockton.

Conversely, $75,000 in Stockton equals $62,500 in Joliet.

Living in Joliet vs Stockton

Housing Costs

Joliet's housing index of 85 is lower Stockton's 126, translating to median home prices of $275,000 vs $400,000. The $125,000 difference in home prices means roughly $8,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $1,500/mo in Stockton, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 101 in Joliet and 101 in Stockton. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $480/month in Stockton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 108 in Stockton. Monthly utility bills average approximately $376 in Joliet vs $432 in Stockton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Joliet and 101 in Stockton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $88,000 in Joliet and $54,658 in Stockton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $47,946 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,275/month in Stockton. In Joliet, median rent of $1,325/mo fits within this budget. In Stockton, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.

Frequently Asked Questions

Joliet is 16.7% more affordable overall with an index of 95 vs 114.
A $75,000 salary in Joliet has equivalent purchasing power to approximately $90,000 in Stockton, based on the cost of living difference.
Joliet's housing index is 85 with median homes at $275,000, while Stockton's is 126 with median homes at $400,000.

Moving & Relocation Resources

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