City Comparison

Joliet vs Santa Rosa

Cost of Living Comparison · 2026

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

Santa Rosa

California
152
Very Expensive
$720,000
Median Home
$2,100/mo
Median Rent
$94,300
Median Income

The Verdict

37.5%

Living in Joliet costs 37.5% less than Santa Rosa. To match the purchasing power of a $75,000 salary in Joliet, you would need $120,000 in Santa Rosa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Joliet
233
Santa Rosa
Groceries
101
Joliet
107
Santa Rosa
Utilities
94
Joliet
135
Santa Rosa
Transportation
108
Joliet
128
Santa Rosa
Healthcare
102
Joliet
112
Santa Rosa

Salary Equivalence

A $75,000 salary in Joliet has the same purchasing power as $120,000 in Santa Rosa.

Conversely, $75,000 in Santa Rosa equals $46,875 in Joliet.

Living in Joliet vs Santa Rosa

Housing Costs

Joliet's housing index of 85 is lower Santa Rosa's 233, translating to median home prices of $275,000 vs $720,000. The $445,000 difference in home prices means roughly $28,920 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $2,100/mo in Santa Rosa, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 101 in Joliet and 107 in Santa Rosa. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $508/month in Santa Rosa. Joliet offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 135 in Santa Rosa. Monthly utility bills average approximately $376 in Joliet vs $540 in Santa Rosa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Joliet and 112 in Santa Rosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $88,000 in Joliet and $94,300 in Santa Rosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $62,039 respectively. Joliet residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $2,200/month in Santa Rosa. In Joliet, median rent of $1,325/mo fits within this budget. In Santa Rosa, median rent of $2,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 148 index points — focus your budget analysis there.

Frequently Asked Questions

Joliet is 37.5% more affordable overall with an index of 95 vs 152.
A $75,000 salary in Joliet has equivalent purchasing power to approximately $120,000 in Santa Rosa, based on the cost of living difference.
Joliet's housing index is 85 with median homes at $275,000, while Santa Rosa's is 233 with median homes at $720,000.

Moving & Relocation Resources

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