Joliet vs Racine
Cost of Living Comparison · 2026
Joliet
Racine
The Verdict
Living in Racine costs 8.0% less than Joliet. To match the purchasing power of a $75,000 salary in Joliet, you would need $69,474 in Racine.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Joliet has the same purchasing power as $69,474 in Racine.
Conversely, $75,000 in Racine equals $80,966 in Joliet.
Living in Joliet vs Racine
Housing Costs
Joliet's housing index of 85 is higher Racine's 66, translating to median home prices of $275,000 vs $126,000. The $149,000 difference in home prices means roughly $9,684 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $1,025/mo in Racine, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 101 in Joliet and 97 in Racine. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $461/month in Racine. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 94 in Racine. Monthly utility bills average approximately $376 in Joliet vs $376 in Racine. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Joliet and 111 in Racine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $88,000 in Joliet and $57,700 in Racine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $65,568 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,346/month in Racine. In Joliet, median rent of $1,325/mo fits within this budget. In Racine, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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