City Comparison

Joliet vs Odessa

Cost of Living Comparison · 2026

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

11.8%

Living in Odessa costs 11.8% less than Joliet. To match the purchasing power of a $75,000 salary in Joliet, you would need $67,105 in Odessa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Joliet
72
Odessa
Groceries
101
Joliet
96
Odessa
Utilities
94
Joliet
100
Odessa
Transportation
108
Joliet
93
Odessa
Healthcare
102
Joliet
96
Odessa

Salary Equivalence

A $75,000 salary in Joliet has the same purchasing power as $67,105 in Odessa.

Conversely, $75,000 in Odessa equals $83,824 in Joliet.

Living in Joliet vs Odessa

Housing Costs

Joliet's housing index of 85 is higher Odessa's 72, translating to median home prices of $275,000 vs $223,000. The $52,000 difference in home prices means roughly $3,384 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $1,150/mo in Odessa, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 101 in Joliet and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $456/month in Odessa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 100 in Odessa. Monthly utility bills average approximately $376 in Joliet vs $400 in Odessa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Joliet and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $88,000 in Joliet and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $86,471 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,715/month in Odessa. In Joliet, median rent of $1,325/mo fits within this budget. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 11.8% more affordable overall with an index of 85 vs 95.
A $75,000 salary in Joliet has equivalent purchasing power to approximately $67,105 in Odessa, based on the cost of living difference.
Joliet's housing index is 85 with median homes at $275,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

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