Joliet vs Morgantown
Cost of Living Comparison · 2026
Joliet
Morgantown
The Verdict
The cost gap between these cities is 5.6%, with Morgantown being the more affordable option. A $75,000 income in Joliet has equivalent purchasing power to $71,053 in Morgantown.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Joliet has the same purchasing power as $71,053 in Morgantown.
Conversely, $75,000 in Morgantown equals $79,167 in Joliet.
Living in Joliet vs Morgantown
Housing Costs
Joliet's housing index of 85 is higher Morgantown's 81, translating to median home prices of $275,000 vs $259,000. The $16,000 difference in home prices means roughly $1,044 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $950/mo in Morgantown, a monthly difference of $375.
Grocery & Food Costs
Grocery expenses index at 101 in Joliet and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $451/month in Morgantown. Morgantown offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 91 in Morgantown. Monthly utility bills average approximately $376 in Joliet vs $364 in Morgantown. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Joliet and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $88,000 in Joliet and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $49,667 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,043/month in Morgantown. In Joliet, median rent of $1,325/mo fits within this budget. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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