City Comparison

Joliet vs Missoula

Cost of Living Comparison · 2026

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

The Verdict

17.4%

Joliet is 17.4% less expensive than Missoula overall. A household earning $75,000 in Joliet would need approximately $90,789 in Missoula to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Joliet
141
Missoula
Groceries
101
Joliet
103
Missoula
Utilities
94
Joliet
89
Missoula
Transportation
108
Joliet
101
Missoula
Healthcare
102
Joliet
102
Missoula

Salary Equivalence

A $75,000 salary in Joliet has the same purchasing power as $90,789 in Missoula.

Conversely, $75,000 in Missoula equals $61,957 in Joliet.

Living in Joliet vs Missoula

Housing Costs

Joliet's housing index of 85 is lower Missoula's 141, translating to median home prices of $275,000 vs $460,000. The $185,000 difference in home prices means roughly $12,024 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $1,400/mo in Missoula, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 101 in Joliet and 103 in Missoula. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $489/month in Missoula. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 89 in Missoula. Monthly utility bills average approximately $376 in Joliet vs $356 in Missoula. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Joliet and 102 in Missoula. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $88,000 in Joliet and $49,234 in Missoula. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $42,812 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,149/month in Missoula. In Joliet, median rent of $1,325/mo fits within this budget. In Missoula, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.

Frequently Asked Questions

Joliet is 17.4% more affordable overall with an index of 95 vs 115.
A $75,000 salary in Joliet has equivalent purchasing power to approximately $90,789 in Missoula, based on the cost of living difference.
Joliet's housing index is 85 with median homes at $275,000, while Missoula's is 141 with median homes at $460,000.

Moving & Relocation Resources

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