City Comparison

Joliet vs Minneapolis

Cost of Living Comparison · 2026

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

Minneapolis

Minnesota
106
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$64,285
Median Income

The Verdict

10.4%

Joliet is 10.4% less expensive than Minneapolis overall. A household earning $75,000 in Joliet would need approximately $83,684 in Minneapolis to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Joliet
112
Minneapolis
Groceries
101
Joliet
104
Minneapolis
Utilities
94
Joliet
97
Minneapolis
Transportation
108
Joliet
108
Minneapolis
Healthcare
102
Joliet
105
Minneapolis

Salary Equivalence

A $75,000 salary in Joliet has the same purchasing power as $83,684 in Minneapolis.

Conversely, $75,000 in Minneapolis equals $67,217 in Joliet.

Living in Joliet vs Minneapolis

Housing Costs

Joliet's housing index of 85 is lower Minneapolis's 112, translating to median home prices of $275,000 vs $310,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $1,500/mo in Minneapolis, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 101 in Joliet and 104 in Minneapolis. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $494/month in Minneapolis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 97 in Minneapolis. Monthly utility bills average approximately $376 in Joliet vs $388 in Minneapolis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Joliet and 105 in Minneapolis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $88,000 in Joliet and $64,285 in Minneapolis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $60,646 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,500/month in Minneapolis. In Joliet, median rent of $1,325/mo fits within this budget. In Minneapolis, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Joliet is 10.4% more affordable overall with an index of 95 vs 106.
A $75,000 salary in Joliet has equivalent purchasing power to approximately $83,684 in Minneapolis, based on the cost of living difference.
Joliet's housing index is 85 with median homes at $275,000, while Minneapolis's is 112 with median homes at $310,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases