City Comparison

Joliet vs Lexington

Cost of Living Comparison · 2026

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

The Verdict

2.2%

Lexington is 2.2% less expensive than Joliet overall. A household earning $75,000 in Joliet would need approximately $73,421 in Lexington to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Joliet
82
Lexington
Groceries
101
Joliet
96
Lexington
Utilities
94
Joliet
91
Lexington
Transportation
108
Joliet
98
Lexington
Healthcare
102
Joliet
94
Lexington

Salary Equivalence

A $75,000 salary in Joliet has the same purchasing power as $73,421 in Lexington.

Conversely, $75,000 in Lexington equals $76,613 in Joliet.

Living in Joliet vs Lexington

Housing Costs

Joliet's housing index of 85 is higher Lexington's 82, translating to median home prices of $275,000 vs $245,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $1,200/mo in Lexington, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 101 in Joliet and 96 in Lexington. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $456/month in Lexington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 91 in Lexington. Monthly utility bills average approximately $376 in Joliet vs $364 in Lexington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Joliet and 94 in Lexington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $88,000 in Joliet and $55,648 in Lexington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $59,837 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,298/month in Lexington. In Joliet, median rent of $1,325/mo fits within this budget. In Lexington, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Lexington is 2.2% more affordable overall with an index of 93 vs 95.
A $75,000 salary in Joliet has equivalent purchasing power to approximately $73,421 in Lexington, based on the cost of living difference.
Joliet's housing index is 85 with median homes at $275,000, while Lexington's is 82 with median homes at $245,000.

Moving & Relocation Resources

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