City Comparison

Joliet vs Las Cruces

Cost of Living Comparison · 2026

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

Las Cruces

New Mexico
84
Very Affordable
$232,000
Median Home
$1,000/mo
Median Rent
$55,400
Median Income

The Verdict

13.1%

The cost gap between these cities is 13.1%, with Las Cruces being the more affordable option. A $75,000 income in Joliet has equivalent purchasing power to $66,316 in Las Cruces.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Joliet
82
Las Cruces
Groceries
101
Joliet
97
Las Cruces
Utilities
94
Joliet
81
Las Cruces
Transportation
108
Joliet
92
Las Cruces
Healthcare
102
Joliet
113
Las Cruces

Salary Equivalence

A $75,000 salary in Joliet has the same purchasing power as $66,316 in Las Cruces.

Conversely, $75,000 in Las Cruces equals $84,821 in Joliet.

Living in Joliet vs Las Cruces

Housing Costs

Joliet's housing index of 85 is higher Las Cruces's 82, translating to median home prices of $275,000 vs $232,000. The $43,000 difference in home prices means roughly $2,796 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,325/mo in Joliet compared to $1,000/mo in Las Cruces, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 101 in Joliet and 97 in Las Cruces. A household spending the national average of $475/month on groceries would pay approximately $480/month in Joliet vs $461/month in Las Cruces. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Joliet and 81 in Las Cruces. Monthly utility bills average approximately $376 in Joliet vs $324 in Las Cruces. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Joliet and 113 in Las Cruces. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $88,000 in Joliet and $55,400 in Las Cruces. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $92,632 and $65,952 respectively. Joliet residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,053/month to housing in Joliet vs $1,293/month in Las Cruces. In Joliet, median rent of $1,325/mo fits within this budget. In Las Cruces, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Las Cruces is 13.1% more affordable overall with an index of 84 vs 95.
A $75,000 salary in Joliet has equivalent purchasing power to approximately $66,316 in Las Cruces, based on the cost of living difference.
Joliet's housing index is 85 with median homes at $275,000, while Las Cruces's is 82 with median homes at $232,000.

Moving & Relocation Resources

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