City Comparison

Johnson City vs Worcester

Cost of Living Comparison · 2026

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

Worcester

Massachusetts
125
Expensive
$340,000
Median Home
$1,600/mo
Median Rent
$52,228
Median Income

The Verdict

32.0%

Living in Johnson City costs 32.0% less than Worcester. To match the purchasing power of a $75,000 salary in Johnson City, you would need $110,294 in Worcester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
66
Johnson City
152
Worcester
Groceries
95
Johnson City
106
Worcester
Utilities
95
Johnson City
122
Worcester
Transportation
88
Johnson City
103
Worcester
Healthcare
94
Johnson City
115
Worcester

Salary Equivalence

A $75,000 salary in Johnson City has the same purchasing power as $110,294 in Worcester.

Conversely, $75,000 in Worcester equals $51,000 in Johnson City.

Living in Johnson City vs Worcester

Housing Costs

Johnson City's housing index of 66 is lower Worcester's 152, translating to median home prices of $276,000 vs $340,000. The $64,000 difference in home prices means roughly $4,164 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Johnson City compared to $1,600/mo in Worcester, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 95 in Johnson City and 106 in Worcester. A household spending the national average of $475/month on groceries would pay approximately $451/month in Johnson City vs $504/month in Worcester. Johnson City offers a meaningful advantage on everyday food costs, saving roughly $636/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Johnson City and 122 in Worcester. Monthly utility bills average approximately $380 in Johnson City vs $488 in Worcester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 94 in Johnson City and 115 in Worcester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,400 in Johnson City and $52,228 in Worcester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,176 and $41,782 respectively. Johnson City residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Johnson City vs $1,219/month in Worcester. In Johnson City, median rent of $1,025/mo fits within this budget. In Worcester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 86 index points — focus your budget analysis there.

Frequently Asked Questions

Johnson City is 32.0% more affordable overall with an index of 85 vs 125.
A $75,000 salary in Johnson City has equivalent purchasing power to approximately $110,294 in Worcester, based on the cost of living difference.
Johnson City's housing index is 66 with median homes at $276,000, while Worcester's is 152 with median homes at $340,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases