Johnson City vs Wilmington

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Johnson City has the same purchasing power as $91,765 in Wilmington.

Conversely, $75,000 in Wilmington equals $61,298 in Johnson City.

Living in Johnson City vs Wilmington

Housing Costs

Johnson City's housing index of 66 is lower Wilmington's 104, translating to median home prices of $276,000 vs $235,000. The $41,000 difference in home prices means roughly $2,664 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Johnson City compared to $1,200/mo in Wilmington, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 95 in Johnson City and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $451/month in Johnson City vs $489/month in Wilmington. Johnson City offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Johnson City and 106 in Wilmington. Monthly utility bills average approximately $380 in Johnson City vs $424 in Wilmington. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 94 in Johnson City and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,400 in Johnson City and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,176 and $44,731 respectively. Johnson City residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Johnson City vs $1,085/month in Wilmington. In Johnson City, median rent of $1,025/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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