City Comparison

Johnson City vs Roseville

Cost of Living Comparison · 2026

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

Roseville

California
139
Expensive
$625,000
Median Home
$2,000/mo
Median Rent
$142,800
Median Income

The Verdict

38.8%

Living in Johnson City costs 38.8% less than Roseville. To match the purchasing power of a $75,000 salary in Johnson City, you would need $122,647 in Roseville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
66
Johnson City
179
Roseville
Groceries
95
Johnson City
105
Roseville
Utilities
95
Johnson City
163
Roseville
Transportation
88
Johnson City
134
Roseville
Healthcare
94
Johnson City
106
Roseville

Salary Equivalence

A $75,000 salary in Johnson City has the same purchasing power as $122,647 in Roseville.

Conversely, $75,000 in Roseville equals $45,863 in Johnson City.

Living in Johnson City vs Roseville

Housing Costs

Johnson City's housing index of 66 is lower Roseville's 179, translating to median home prices of $276,000 vs $625,000. The $349,000 difference in home prices means roughly $22,680 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Johnson City compared to $2,000/mo in Roseville, a monthly difference of $975.

Grocery & Food Costs

Grocery expenses index at 95 in Johnson City and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $451/month in Johnson City vs $499/month in Roseville. Johnson City offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Johnson City and 163 in Roseville. Monthly utility bills average approximately $380 in Johnson City vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 94 in Johnson City and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,400 in Johnson City and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,176 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Johnson City vs $3,332/month in Roseville. In Johnson City, median rent of $1,025/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 113 index points — focus your budget analysis there.

Frequently Asked Questions

Johnson City is 38.8% more affordable overall with an index of 85 vs 139.
A $75,000 salary in Johnson City has equivalent purchasing power to approximately $122,647 in Roseville, based on the cost of living difference.
Johnson City's housing index is 66 with median homes at $276,000, while Roseville's is 179 with median homes at $625,000.

Moving & Relocation Resources

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