City Comparison

Johnson City vs Rochester

Cost of Living Comparison · 2026

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

9.6%

Living in Johnson City costs 9.6% less than Rochester. To match the purchasing power of a $75,000 salary in Johnson City, you would need $82,941 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
66
Johnson City
95
Rochester
Groceries
95
Johnson City
103
Rochester
Utilities
95
Johnson City
102
Rochester
Transportation
88
Johnson City
102
Rochester
Healthcare
94
Johnson City
104
Rochester

Salary Equivalence

A $75,000 salary in Johnson City has the same purchasing power as $82,941 in Rochester.

Conversely, $75,000 in Rochester equals $67,819 in Johnson City.

Living in Johnson City vs Rochester

Housing Costs

Johnson City's housing index of 66 is lower Rochester's 95, translating to median home prices of $276,000 vs $345,000. The $69,000 difference in home prices means roughly $4,488 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Johnson City compared to $1,275/mo in Rochester, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 95 in Johnson City and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $451/month in Johnson City vs $489/month in Rochester. Johnson City offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Johnson City and 102 in Rochester. Monthly utility bills average approximately $380 in Johnson City vs $408 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 94 in Johnson City and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,400 in Johnson City and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,176 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Johnson City vs $2,135/month in Rochester. In Johnson City, median rent of $1,025/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Johnson City is 9.6% more affordable overall with an index of 85 vs 94.
A $75,000 salary in Johnson City has equivalent purchasing power to approximately $82,941 in Rochester, based on the cost of living difference.
Johnson City's housing index is 66 with median homes at $276,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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