City Comparison

Johnson City vs Norfolk

Cost of Living Comparison · 2026

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

Norfolk

Virginia
99
Average
$250,000
Median Home
$1,300/mo
Median Rent
$51,938
Median Income

The Verdict

14.1%

Living in Johnson City costs 14.1% less than Norfolk. To match the purchasing power of a $75,000 salary in Johnson City, you would need $87,353 in Norfolk.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
66
Johnson City
95
Norfolk
Groceries
95
Johnson City
99
Norfolk
Utilities
95
Johnson City
97
Norfolk
Transportation
88
Johnson City
100
Norfolk
Healthcare
94
Johnson City
99
Norfolk

Salary Equivalence

A $75,000 salary in Johnson City has the same purchasing power as $87,353 in Norfolk.

Conversely, $75,000 in Norfolk equals $64,394 in Johnson City.

Living in Johnson City vs Norfolk

Housing Costs

Johnson City's housing index of 66 is lower Norfolk's 95, translating to median home prices of $276,000 vs $250,000. The $26,000 difference in home prices means roughly $1,692 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Johnson City compared to $1,300/mo in Norfolk, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 95 in Johnson City and 99 in Norfolk. A household spending the national average of $475/month on groceries would pay approximately $451/month in Johnson City vs $470/month in Norfolk. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Johnson City and 97 in Norfolk. Monthly utility bills average approximately $380 in Johnson City vs $388 in Norfolk. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 94 in Johnson City and 99 in Norfolk. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,400 in Johnson City and $51,938 in Norfolk. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,176 and $52,463 respectively. Johnson City residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Johnson City vs $1,212/month in Norfolk. In Johnson City, median rent of $1,025/mo fits within this budget. In Norfolk, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Johnson City is 14.1% more affordable overall with an index of 85 vs 99.
A $75,000 salary in Johnson City has equivalent purchasing power to approximately $87,353 in Norfolk, based on the cost of living difference.
Johnson City's housing index is 66 with median homes at $276,000, while Norfolk's is 95 with median homes at $250,000.

Moving & Relocation Resources

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