Johnson City vs New Bedford
Cost of Living Comparison · 2026
Johnson City
New Bedford
The Verdict
Johnson City is 24.1% less expensive than New Bedford overall. A household earning $75,000 in Johnson City would need approximately $98,824 in New Bedford to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Johnson City has the same purchasing power as $98,824 in New Bedford.
Conversely, $75,000 in New Bedford equals $56,920 in Johnson City.
Living in Johnson City vs New Bedford
Housing Costs
Johnson City's housing index of 66 is lower New Bedford's 116, translating to median home prices of $276,000 vs $371,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Johnson City compared to $1,225/mo in New Bedford, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 95 in Johnson City and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $451/month in Johnson City vs $494/month in New Bedford. Johnson City offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 95 in Johnson City and 145 in New Bedford. Monthly utility bills average approximately $380 in Johnson City vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 94 in Johnson City and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,400 in Johnson City and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,176 and $50,893 respectively. Johnson City residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Johnson City vs $1,330/month in New Bedford. In Johnson City, median rent of $1,025/mo fits within this budget. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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