Johnson City vs Knoxville
Cost of Living Comparison · 2026
Johnson City
Knoxville
The Verdict
Living in Johnson City costs 3.4% less than Knoxville. To match the purchasing power of a $75,000 salary in Johnson City, you would need $77,647 in Knoxville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Johnson City has the same purchasing power as $77,647 in Knoxville.
Conversely, $75,000 in Knoxville equals $72,443 in Johnson City.
Living in Johnson City vs Knoxville
Housing Costs
Johnson City's housing index of 66 is lower Knoxville's 73, translating to median home prices of $276,000 vs $240,000. The $36,000 difference in home prices means roughly $2,340 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Johnson City compared to $1,100/mo in Knoxville, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 95 in Johnson City and 94 in Knoxville. A household spending the national average of $475/month on groceries would pay approximately $451/month in Johnson City vs $447/month in Knoxville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 95 in Johnson City and 90 in Knoxville. Monthly utility bills average approximately $380 in Johnson City vs $360 in Knoxville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 94 in Johnson City and 93 in Knoxville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,400 in Johnson City and $42,898 in Knoxville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,176 and $48,748 respectively. Johnson City residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,293/month to housing in Johnson City vs $1,001/month in Knoxville. In Johnson City, median rent of $1,025/mo fits within this budget. In Knoxville, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 9 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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