Side-by-side cost of living comparison for 2026
23% cheaper
Worcester is 23% more affordable than Jersey City. A $75,000 salary in Jersey City is equivalent to $57,870 in Worcester.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Jersey salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jersey City has a housing index of 249 while Worcester sits at 152 (national average = 100). The median home in Jersey City costs $540,000 compared to $340,000 in Worcester, a difference of $200,000. Monthly rent follows a similar pattern: $2,600 in Jersey City versus $1,600 in Worcester.
Groceries and everyday expenses show a narrower gap: Jersey City scores 105 while Worcester scores 106.
Healthcare costs in Jersey City (106) are lower than Worcester (115).
Median household income in Jersey City is $80,820 compared to $52,228 in Worcester. When adjusted for cost of living, income goes further in Worcester.
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