Side-by-side cost of living comparison for 2026
44% cheaper
San Antonio is 44% more affordable than Jersey City. A $75,000 salary in Jersey City is equivalent to $41,667 in San Antonio.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Jersey salaries ยท Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jersey City has a housing index of 249 while San Antonio sits at 78 (national average = 100). The median home in Jersey City costs $540,000 compared to $250,000 in San Antonio, a difference of $290,000. Monthly rent follows a similar pattern: $2,600 in Jersey City versus $1,200 in San Antonio.
Groceries and everyday expenses show a notable difference: Jersey City scores 105 while San Antonio scores 93.
Healthcare costs in Jersey City (106) are higher than San Antonio (95). Both are close to the national average.
Median household income in Jersey City is $80,820 compared to $53,420 in San Antonio. When adjusted for cost of living, income goes further in San Antonio.
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