Side-by-side cost of living comparison for 2026
33% cheaper
Plano is 33% more affordable than Jersey City. A $75,000 salary in Jersey City is equivalent to $50,463 in Plano.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Jersey salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jersey City has a housing index of 249 while Plano sits at 123 (national average = 100). The median home in Jersey City costs $540,000 compared to $400,000 in Plano, a difference of $140,000. Monthly rent follows a similar pattern: $2,600 in Jersey City versus $1,700 in Plano.
Groceries and everyday expenses show a notable difference: Jersey City scores 105 while Plano scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Jersey City (106) are higher than Plano (100). Both are close to the national average.
Median household income in Jersey City is $80,820 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Plano.
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