Side-by-side cost of living comparison for 2026
44% cheaper
Omaha is 44% more affordable than Jersey City. A $75,000 salary in Jersey City is equivalent to $41,667 in Omaha.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Jersey salaries · Nebraska salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jersey City has a housing index of 249 while Omaha sits at 76 (national average = 100). The median home in Jersey City costs $540,000 compared to $230,000 in Omaha, a difference of $310,000. Monthly rent follows a similar pattern: $2,600 in Jersey City versus $1,100 in Omaha.
Groceries and everyday expenses show a notable difference: Jersey City scores 105 while Omaha scores 97. Both cities are close to the national average for grocery costs.
Healthcare costs in Jersey City (106) are higher than Omaha (96). Both are close to the national average.
Median household income in Jersey City is $80,820 compared to $59,612 in Omaha. When adjusted for cost of living, income goes further in Omaha.
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