Side-by-side cost of living comparison for 2026
21% cheaper
Naples is 21% more affordable than Jersey City. A $75,000 salary in Jersey City is equivalent to $59,259 in Naples.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Jersey salaries · Florida salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jersey City has a housing index of 249 while Naples sits at 180 (national average = 100). The median home in Jersey City costs $540,000 compared to $520,000 in Naples, a difference of $20,000. Monthly rent follows a similar pattern: $2,600 in Jersey City versus $2,100 in Naples.
Groceries and everyday expenses show a narrower gap: Jersey City scores 105 while Naples scores 106.
Healthcare costs in Jersey City (106) are higher than Naples (98). Both are close to the national average.
Median household income in Jersey City is $80,820 compared to $72,178 in Naples. When adjusted for cost of living, income goes further in Naples.
Amazon affiliate links