City Comparison

Jersey City vs Kissimmee

Cost of Living Comparison · 2026

Jersey City

New Jersey
162
Very Expensive
$540,000
Median Home
$2,600/mo
Median Rent
$80,820
Median Income

Kissimmee

Florida
101
Average
$365,000
Median Home
$1,425/mo
Median Rent
$51,300
Median Income

The Verdict

60.4%

The cost gap between these cities is 60.4%, with Kissimmee being the more affordable option. A $75,000 income in Jersey City has equivalent purchasing power to $46,759 in Kissimmee.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Jersey City
111
Kissimmee
Groceries
105
Jersey City
100
Kissimmee
Utilities
128
Jersey City
88
Kissimmee
Transportation
121
Jersey City
95
Kissimmee
Healthcare
106
Jersey City
90
Kissimmee

Salary Equivalence

A $75,000 salary in Jersey City has the same purchasing power as $46,759 in Kissimmee.

Conversely, $75,000 in Kissimmee equals $120,297 in Jersey City.

Living in Jersey City vs Kissimmee

Housing Costs

Jersey City's housing index of 249 is higher Kissimmee's 111, translating to median home prices of $540,000 vs $365,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,600/mo in Jersey City compared to $1,425/mo in Kissimmee, a monthly difference of $1,175.

Grocery & Food Costs

Grocery expenses index at 105 in Jersey City and 100 in Kissimmee. A household spending the national average of $475/month on groceries would pay approximately $499/month in Jersey City vs $475/month in Kissimmee. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 128 in Jersey City and 88 in Kissimmee. Monthly utility bills average approximately $512 in Jersey City vs $352 in Kissimmee. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Jersey City and 90 in Kissimmee. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $80,820 in Jersey City and $51,300 in Kissimmee. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,889 and $50,792 respectively. Kissimmee residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,886/month to housing in Jersey City vs $1,197/month in Kissimmee. In Jersey City, median rent of $2,600/mo exceeds this threshold, suggesting renters may feel stretched. In Kissimmee, median rent of $1,425/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 138 index points — focus your budget analysis there.

Frequently Asked Questions

Kissimmee is 60.4% more affordable overall with an index of 101 vs 162.
A $75,000 salary in Jersey City has equivalent purchasing power to approximately $46,759 in Kissimmee, based on the cost of living difference.
Jersey City's housing index is 249 with median homes at $540,000, while Kissimmee's is 111 with median homes at $365,000.

Moving & Relocation Resources

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