Jacksonville vs Yuma
Cost of Living Comparison · 2026
Jacksonville
Yuma
The Verdict
Yuma is 3.3% less expensive than Jacksonville overall. A household earning $75,000 in Jacksonville would need approximately $72,632 in Yuma to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Jacksonville has the same purchasing power as $72,632 in Yuma.
Conversely, $75,000 in Yuma equals $77,446 in Jacksonville.
Living in Jacksonville vs Yuma
Housing Costs
Jacksonville's housing index of 89 is higher Yuma's 82, translating to median home prices of $280,000 vs $284,000. The $4,000 difference in home prices means roughly $264 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Jacksonville compared to $1,100/mo in Yuma, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 101 in Jacksonville and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $480/month in Jacksonville vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Jacksonville and 102 in Yuma. Monthly utility bills average approximately $376 in Jacksonville vs $408 in Yuma. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 95 in Jacksonville and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $53,025 in Jacksonville and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,816 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,237/month to housing in Jacksonville vs $1,262/month in Yuma. In Jacksonville, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 8 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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