City Comparison

Jacksonville vs Youngstown

Cost of Living Comparison · 2026

Jacksonville

Florida
95
Below Average
$280,000
Median Home
$1,400/mo
Median Rent
$53,025
Median Income

Youngstown

Ohio
82
Very Affordable
$102,000
Median Home
$725/mo
Median Rent
$34,600
Median Income

The Verdict

15.9%

Youngstown is 15.9% less expensive than Jacksonville overall. A household earning $75,000 in Jacksonville would need approximately $64,737 in Youngstown to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
89
Jacksonville
41
Youngstown
Groceries
101
Jacksonville
98
Youngstown
Utilities
94
Jacksonville
96
Youngstown
Transportation
103
Jacksonville
101
Youngstown
Healthcare
95
Jacksonville
90
Youngstown

Salary Equivalence

A $75,000 salary in Jacksonville has the same purchasing power as $64,737 in Youngstown.

Conversely, $75,000 in Youngstown equals $86,890 in Jacksonville.

Living in Jacksonville vs Youngstown

Housing Costs

Jacksonville's housing index of 89 is higher Youngstown's 41, translating to median home prices of $280,000 vs $102,000. The $178,000 difference in home prices means roughly $11,568 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Jacksonville compared to $725/mo in Youngstown, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 101 in Jacksonville and 98 in Youngstown. A household spending the national average of $475/month on groceries would pay approximately $480/month in Jacksonville vs $466/month in Youngstown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Jacksonville and 96 in Youngstown. Monthly utility bills average approximately $376 in Jacksonville vs $384 in Youngstown. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Jacksonville and 90 in Youngstown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $53,025 in Jacksonville and $34,600 in Youngstown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,816 and $42,195 respectively. Jacksonville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,237/month to housing in Jacksonville vs $807/month in Youngstown. In Jacksonville, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Youngstown, median rent of $725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.

Frequently Asked Questions

Youngstown is 15.9% more affordable overall with an index of 82 vs 95.
A $75,000 salary in Jacksonville has equivalent purchasing power to approximately $64,737 in Youngstown, based on the cost of living difference.
Jacksonville's housing index is 89 with median homes at $280,000, while Youngstown's is 41 with median homes at $102,000.

Moving & Relocation Resources

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