Jacksonville vs Tyler
Cost of Living Comparison · 2026
Jacksonville
Tyler
The Verdict
Living in Tyler costs 11.8% less than Jacksonville. To match the purchasing power of a $75,000 salary in Jacksonville, you would need $67,105 in Tyler.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Jacksonville has the same purchasing power as $67,105 in Tyler.
Conversely, $75,000 in Tyler equals $83,824 in Jacksonville.
Living in Jacksonville vs Tyler
Housing Costs
Jacksonville's housing index of 89 is higher Tyler's 69, translating to median home prices of $280,000 vs $250,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Jacksonville compared to $1,075/mo in Tyler, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 101 in Jacksonville and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $480/month in Jacksonville vs $456/month in Tyler. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Jacksonville and 97 in Tyler. Monthly utility bills average approximately $376 in Jacksonville vs $388 in Tyler. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 95 in Jacksonville and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $53,025 in Jacksonville and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,816 and $64,471 respectively. Tyler residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,237/month to housing in Jacksonville vs $1,279/month in Tyler. In Jacksonville, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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