Jacksonville vs Sugar Land
Cost of Living Comparison · 2026
Jacksonville
Sugar Land
The Verdict
The cost gap between these cities is 13.6%, with Jacksonville being the more affordable option. A $75,000 income in Jacksonville has equivalent purchasing power to $86,842 in Sugar Land.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Jacksonville has the same purchasing power as $86,842 in Sugar Land.
Conversely, $75,000 in Sugar Land equals $64,773 in Jacksonville.
Living in Jacksonville vs Sugar Land
Housing Costs
Jacksonville's housing index of 89 is lower Sugar Land's 128, translating to median home prices of $280,000 vs $456,000. The $176,000 difference in home prices means roughly $11,436 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Jacksonville compared to $1,625/mo in Sugar Land, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 101 in Jacksonville and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $480/month in Jacksonville vs $470/month in Sugar Land. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Jacksonville and 96 in Sugar Land. Monthly utility bills average approximately $376 in Jacksonville vs $384 in Sugar Land. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 95 in Jacksonville and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $53,025 in Jacksonville and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,816 and $116,727 respectively. Sugar Land residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,237/month to housing in Jacksonville vs $2,996/month in Sugar Land. In Jacksonville, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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