Side-by-side cost of living comparison for 2026
5% cheaper
Jacksonville is 5% more affordable than St. Paul. A $75,000 salary in St. Paul is equivalent to $71,250 in Jacksonville.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · Minnesota salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jacksonville has a housing index of 89 while St. Paul sits at 98 (national average = 100). The median home in Jacksonville costs $280,000 compared to $260,000 in St. Paul, a difference of $20,000. Monthly rent follows a similar pattern: $1,400 in Jacksonville versus $1,300 in St. Paul.
Groceries and everyday expenses show a narrower gap: Jacksonville scores 101 while St. Paul scores 103. Both cities are close to the national average for grocery costs.
Healthcare costs in Jacksonville (95) are lower than St. Paul (105). Both are close to the national average.
Median household income in Jacksonville is $53,025 compared to $57,718 in St. Paul. When adjusted for cost of living, income goes further in Jacksonville.
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