Side-by-side cost of living comparison for 2026
19% cheaper
Jacksonville is 19% more affordable than Santa Fe. A $75,000 salary in Santa Fe is equivalent to $60,897 in Jacksonville.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · New Mexico salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jacksonville has a housing index of 89 while Santa Fe sits at 153 (national average = 100). The median home in Jacksonville costs $280,000 compared to $480,000 in Santa Fe, a difference of $200,000. Monthly rent follows a similar pattern: $1,400 in Jacksonville versus $1,600 in Santa Fe.
Groceries and everyday expenses show a narrower gap: Jacksonville scores 101 while Santa Fe scores 103. Both cities are close to the national average for grocery costs.
Healthcare costs in Jacksonville (95) match Santa Fe (95). Both are close to the national average.
Median household income in Jacksonville is $53,025 compared to $61,982 in Santa Fe. When adjusted for cost of living, income goes further in Jacksonville.
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