Jacksonville vs Port St Lucie
Cost of Living Comparison · 2026
Jacksonville
Port St Lucie
The Verdict
Jacksonville is 4.0% less expensive than Port St Lucie overall. A household earning $75,000 in Jacksonville would need approximately $78,158 in Port St Lucie to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Jacksonville has the same purchasing power as $78,158 in Port St Lucie.
Conversely, $75,000 in Port St Lucie equals $71,970 in Jacksonville.
Living in Jacksonville vs Port St Lucie
Housing Costs
Jacksonville's housing index of 89 is lower Port St Lucie's 103, translating to median home prices of $280,000 vs $384,000. The $104,000 difference in home prices means roughly $6,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Jacksonville compared to $1,800/mo in Port St Lucie, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 101 in Jacksonville and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $480/month in Jacksonville vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Jacksonville and 93 in Port St Lucie. Monthly utility bills average approximately $376 in Jacksonville vs $372 in Port St Lucie. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 95 in Jacksonville and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $53,025 in Jacksonville and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,816 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,237/month to housing in Jacksonville vs $1,892/month in Port St Lucie. In Jacksonville, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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