City Comparison

Jacksonville vs Overland Park

Cost of Living Comparison · 2026

Jacksonville

Florida
95
Below Average
$280,000
Median Home
$1,400/mo
Median Rent
$53,025
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

10.4%

The cost gap between these cities is 10.4%, with Jacksonville being the more affordable option. A $75,000 income in Jacksonville has equivalent purchasing power to $83,684 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
89
Jacksonville
109
Overland Park
Groceries
101
Jacksonville
96
Overland Park
Utilities
94
Jacksonville
98
Overland Park
Transportation
103
Jacksonville
95
Overland Park
Healthcare
95
Jacksonville
102
Overland Park

Salary Equivalence

A $75,000 salary in Jacksonville has the same purchasing power as $83,684 in Overland Park.

Conversely, $75,000 in Overland Park equals $67,217 in Jacksonville.

Living in Jacksonville vs Overland Park

Housing Costs

Jacksonville's housing index of 89 is lower Overland Park's 109, translating to median home prices of $280,000 vs $414,000. The $134,000 difference in home prices means roughly $8,712 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Jacksonville compared to $1,450/mo in Overland Park, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 101 in Jacksonville and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $480/month in Jacksonville vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Jacksonville and 98 in Overland Park. Monthly utility bills average approximately $376 in Jacksonville vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Jacksonville and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $53,025 in Jacksonville and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,816 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,237/month to housing in Jacksonville vs $2,445/month in Overland Park. In Jacksonville, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Jacksonville is 10.4% more affordable overall with an index of 95 vs 106.
A $75,000 salary in Jacksonville has equivalent purchasing power to approximately $83,684 in Overland Park, based on the cost of living difference.
Jacksonville's housing index is 89 with median homes at $280,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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