City Comparison

Jacksonville vs North Charleston

Cost of Living Comparison · 2026

Jacksonville

Florida
95
Below Average
$280,000
Median Home
$1,400/mo
Median Rent
$53,025
Median Income

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

The Verdict

6.9%

The cost gap between these cities is 6.9%, with Jacksonville being the more affordable option. A $75,000 income in Jacksonville has equivalent purchasing power to $80,526 in North Charleston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
89
Jacksonville
102
North Charleston
Groceries
101
Jacksonville
101
North Charleston
Utilities
94
Jacksonville
120
North Charleston
Transportation
103
Jacksonville
91
North Charleston
Healthcare
95
Jacksonville
86
North Charleston

Salary Equivalence

A $75,000 salary in Jacksonville has the same purchasing power as $80,526 in North Charleston.

Conversely, $75,000 in North Charleston equals $69,853 in Jacksonville.

Living in Jacksonville vs North Charleston

Housing Costs

Jacksonville's housing index of 89 is lower North Charleston's 102, translating to median home prices of $280,000 vs $347,000. The $67,000 difference in home prices means roughly $4,356 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Jacksonville compared to $1,525/mo in North Charleston, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 101 in Jacksonville and 101 in North Charleston. A household spending the national average of $475/month on groceries would pay approximately $480/month in Jacksonville vs $480/month in North Charleston. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Jacksonville and 120 in North Charleston. Monthly utility bills average approximately $376 in Jacksonville vs $480 in North Charleston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 95 in Jacksonville and 86 in North Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $53,025 in Jacksonville and $61,400 in North Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,816 and $60,196 respectively. North Charleston residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,237/month to housing in Jacksonville vs $1,433/month in North Charleston. In Jacksonville, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In North Charleston, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Jacksonville is 6.9% more affordable overall with an index of 95 vs 102.
A $75,000 salary in Jacksonville has equivalent purchasing power to approximately $80,526 in North Charleston, based on the cost of living difference.
Jacksonville's housing index is 89 with median homes at $280,000, while North Charleston's is 102 with median homes at $347,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases