Side-by-side cost of living comparison for 2026
26% cheaper
Jacksonville is 26% more affordable than Naples. A $75,000 salary in Naples is equivalent to $55,664 in Jacksonville.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · Florida salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jacksonville has a housing index of 89 while Naples sits at 180 (national average = 100). The median home in Jacksonville costs $280,000 compared to $520,000 in Naples, a difference of $240,000. Monthly rent follows a similar pattern: $1,400 in Jacksonville versus $2,100 in Naples.
Groceries and everyday expenses show a notable difference: Jacksonville scores 101 while Naples scores 106.
Healthcare costs in Jacksonville (95) are lower than Naples (98). Both are close to the national average.
Median household income in Jacksonville is $53,025 compared to $72,178 in Naples. When adjusted for cost of living, income goes further in Jacksonville.
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