Side-by-side cost of living comparison for 2026
4% cheaper
Louisville is 4% more affordable than Jacksonville. A $75,000 salary in Jacksonville is equivalent to $71,842 in Louisville.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · Kentucky salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jacksonville has a housing index of 89 while Louisville sits at 77 (national average = 100). The median home in Jacksonville costs $280,000 compared to $210,000 in Louisville, a difference of $70,000. Monthly rent follows a similar pattern: $1,400 in Jacksonville versus $1,100 in Louisville.
Groceries and everyday expenses show a notable difference: Jacksonville scores 101 while Louisville scores 96. Both cities are close to the national average for grocery costs.
Healthcare costs in Jacksonville (95) are higher than Louisville (93). Both are close to the national average.
Median household income in Jacksonville is $53,025 compared to $52,238 in Louisville. When adjusted for cost of living, income goes further in Louisville.
Amazon affiliate links