City Comparison

Jacksonville vs Lansing

Cost of Living Comparison · 2026

Jacksonville

Florida
95
Below Average
$280,000
Median Home
$1,400/mo
Median Rent
$53,025
Median Income

Lansing

Michigan
84
Very Affordable
$158,000
Median Home
$1,050/mo
Median Rent
$54,400
Median Income

The Verdict

13.1%

Lansing is 13.1% less expensive than Jacksonville overall. A household earning $75,000 in Jacksonville would need approximately $66,316 in Lansing to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
89
Jacksonville
53
Lansing
Groceries
101
Jacksonville
89
Lansing
Utilities
94
Jacksonville
104
Lansing
Transportation
103
Jacksonville
111
Lansing
Healthcare
95
Jacksonville
93
Lansing

Salary Equivalence

A $75,000 salary in Jacksonville has the same purchasing power as $66,316 in Lansing.

Conversely, $75,000 in Lansing equals $84,821 in Jacksonville.

Living in Jacksonville vs Lansing

Housing Costs

Jacksonville's housing index of 89 is higher Lansing's 53, translating to median home prices of $280,000 vs $158,000. The $122,000 difference in home prices means roughly $7,932 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Jacksonville compared to $1,050/mo in Lansing, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 101 in Jacksonville and 89 in Lansing. A household spending the national average of $475/month on groceries would pay approximately $480/month in Jacksonville vs $423/month in Lansing. Lansing offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Jacksonville and 104 in Lansing. Monthly utility bills average approximately $376 in Jacksonville vs $416 in Lansing. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Jacksonville and 93 in Lansing. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $53,025 in Jacksonville and $54,400 in Lansing. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,816 and $64,762 respectively. Lansing residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,237/month to housing in Jacksonville vs $1,269/month in Lansing. In Jacksonville, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Lansing, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Lansing is 13.1% more affordable overall with an index of 84 vs 95.
A $75,000 salary in Jacksonville has equivalent purchasing power to approximately $66,316 in Lansing, based on the cost of living difference.
Jacksonville's housing index is 89 with median homes at $280,000, while Lansing's is 53 with median homes at $158,000.

Moving & Relocation Resources

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