City Comparison

Jackson vs Salem

Cost of Living Comparison · 2026

Jackson

Mississippi
82
Very Affordable
$125,000
Median Home
$900/mo
Median Rent
$36,528
Median Income

Salem

Oregon
104
Average
$400,000
Median Home
$1,275/mo
Median Rent
$66,400
Median Income

The Verdict

21.2%

The cost gap between these cities is 21.2%, with Jackson being the more affordable option. A $75,000 income in Jackson has equivalent purchasing power to $95,122 in Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Jackson
118
Salem
Groceries
95
Jackson
100
Salem
Utilities
86
Jackson
97
Salem
Transportation
97
Jackson
106
Salem
Healthcare
88
Jackson
100
Salem

Salary Equivalence

A $75,000 salary in Jackson has the same purchasing power as $95,122 in Salem.

Conversely, $75,000 in Salem equals $59,135 in Jackson.

Living in Jackson vs Salem

Housing Costs

Jackson's housing index of 56 is lower Salem's 118, translating to median home prices of $125,000 vs $400,000. The $275,000 difference in home prices means roughly $17,880 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Jackson compared to $1,275/mo in Salem, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 95 in Jackson and 100 in Salem. A household spending the national average of $475/month on groceries would pay approximately $451/month in Jackson vs $475/month in Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Jackson and 97 in Salem. Monthly utility bills average approximately $344 in Jackson vs $388 in Salem. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 88 in Jackson and 100 in Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $36,528 in Jackson and $66,400 in Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,546 and $63,846 respectively. Salem residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $852/month to housing in Jackson vs $1,549/month in Salem. In Jackson, median rent of $900/mo exceeds this threshold, suggesting renters may feel stretched. In Salem, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.

Frequently Asked Questions

Jackson is 21.2% more affordable overall with an index of 82 vs 104.
A $75,000 salary in Jackson has equivalent purchasing power to approximately $95,122 in Salem, based on the cost of living difference.
Jackson's housing index is 56 with median homes at $125,000, while Salem's is 118 with median homes at $400,000.

Moving & Relocation Resources

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