City Comparison

Jackson vs Odessa

Cost of Living Comparison · 2026

Jackson

Mississippi
82
Very Affordable
$125,000
Median Home
$900/mo
Median Rent
$36,528
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

3.5%

Living in Jackson costs 3.5% less than Odessa. To match the purchasing power of a $75,000 salary in Jackson, you would need $77,744 in Odessa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Jackson
72
Odessa
Groceries
95
Jackson
96
Odessa
Utilities
86
Jackson
100
Odessa
Transportation
97
Jackson
93
Odessa
Healthcare
88
Jackson
96
Odessa

Salary Equivalence

A $75,000 salary in Jackson has the same purchasing power as $77,744 in Odessa.

Conversely, $75,000 in Odessa equals $72,353 in Jackson.

Living in Jackson vs Odessa

Housing Costs

Jackson's housing index of 56 is lower Odessa's 72, translating to median home prices of $125,000 vs $223,000. The $98,000 difference in home prices means roughly $6,372 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Jackson compared to $1,150/mo in Odessa, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 95 in Jackson and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $451/month in Jackson vs $456/month in Odessa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Jackson and 100 in Odessa. Monthly utility bills average approximately $344 in Jackson vs $400 in Odessa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 88 in Jackson and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $36,528 in Jackson and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,546 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $852/month to housing in Jackson vs $1,715/month in Odessa. In Jackson, median rent of $900/mo exceeds this threshold, suggesting renters may feel stretched. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Jackson is 3.5% more affordable overall with an index of 82 vs 85.
A $75,000 salary in Jackson has equivalent purchasing power to approximately $77,744 in Odessa, based on the cost of living difference.
Jackson's housing index is 56 with median homes at $125,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases