City Comparison

Jackson vs New Bedford

Cost of Living Comparison · 2026

Jackson

Mississippi
82
Very Affordable
$125,000
Median Home
$900/mo
Median Rent
$36,528
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

26.8%

Living in Jackson costs 26.8% less than New Bedford. To match the purchasing power of a $75,000 salary in Jackson, you would need $102,439 in New Bedford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Jackson
116
New Bedford
Groceries
95
Jackson
104
New Bedford
Utilities
86
Jackson
145
New Bedford
Transportation
97
Jackson
108
New Bedford
Healthcare
88
Jackson
118
New Bedford

Salary Equivalence

A $75,000 salary in Jackson has the same purchasing power as $102,439 in New Bedford.

Conversely, $75,000 in New Bedford equals $54,911 in Jackson.

Living in Jackson vs New Bedford

Housing Costs

Jackson's housing index of 56 is lower New Bedford's 116, translating to median home prices of $125,000 vs $371,000. The $246,000 difference in home prices means roughly $15,996 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Jackson compared to $1,225/mo in New Bedford, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 95 in Jackson and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $451/month in Jackson vs $494/month in New Bedford. Jackson offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Jackson and 145 in New Bedford. Monthly utility bills average approximately $344 in Jackson vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 88 in Jackson and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 30-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $36,528 in Jackson and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,546 and $50,893 respectively. New Bedford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $852/month to housing in Jackson vs $1,330/month in New Bedford. In Jackson, median rent of $900/mo exceeds this threshold, suggesting renters may feel stretched. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Jackson is 26.8% more affordable overall with an index of 82 vs 112.
A $75,000 salary in Jackson has equivalent purchasing power to approximately $102,439 in New Bedford, based on the cost of living difference.
Jackson's housing index is 56 with median homes at $125,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases