City Comparison

Jackson vs Joliet

Cost of Living Comparison · 2026

Jackson

Mississippi
82
Very Affordable
$125,000
Median Home
$900/mo
Median Rent
$36,528
Median Income

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

The Verdict

13.7%

Living in Jackson costs 13.7% less than Joliet. To match the purchasing power of a $75,000 salary in Jackson, you would need $86,890 in Joliet.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Jackson
85
Joliet
Groceries
95
Jackson
101
Joliet
Utilities
86
Jackson
94
Joliet
Transportation
97
Jackson
108
Joliet
Healthcare
88
Jackson
102
Joliet

Salary Equivalence

A $75,000 salary in Jackson has the same purchasing power as $86,890 in Joliet.

Conversely, $75,000 in Joliet equals $64,737 in Jackson.

Living in Jackson vs Joliet

Housing Costs

Jackson's housing index of 56 is lower Joliet's 85, translating to median home prices of $125,000 vs $275,000. The $150,000 difference in home prices means roughly $9,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Jackson compared to $1,325/mo in Joliet, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 95 in Jackson and 101 in Joliet. A household spending the national average of $475/month on groceries would pay approximately $451/month in Jackson vs $480/month in Joliet. Jackson offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Jackson and 94 in Joliet. Monthly utility bills average approximately $344 in Jackson vs $376 in Joliet. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Jackson and 102 in Joliet. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $36,528 in Jackson and $88,000 in Joliet. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,546 and $92,632 respectively. Joliet residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $852/month to housing in Jackson vs $2,053/month in Joliet. In Jackson, median rent of $900/mo exceeds this threshold, suggesting renters may feel stretched. In Joliet, median rent of $1,325/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Jackson is 13.7% more affordable overall with an index of 82 vs 95.
A $75,000 salary in Jackson has equivalent purchasing power to approximately $86,890 in Joliet, based on the cost of living difference.
Jackson's housing index is 56 with median homes at $125,000, while Joliet's is 85 with median homes at $275,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases