City Comparison

Jackson vs Johnson City

Cost of Living Comparison · 2026

Jackson

Mississippi
82
Very Affordable
$125,000
Median Home
$900/mo
Median Rent
$36,528
Median Income

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

The Verdict

3.5%

Living in Jackson costs 3.5% less than Johnson City. To match the purchasing power of a $75,000 salary in Jackson, you would need $77,744 in Johnson City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Jackson
66
Johnson City
Groceries
95
Jackson
95
Johnson City
Utilities
86
Jackson
95
Johnson City
Transportation
97
Jackson
88
Johnson City
Healthcare
88
Jackson
94
Johnson City

Salary Equivalence

A $75,000 salary in Jackson has the same purchasing power as $77,744 in Johnson City.

Conversely, $75,000 in Johnson City equals $72,353 in Jackson.

Living in Jackson vs Johnson City

Housing Costs

Jackson's housing index of 56 is lower Johnson City's 66, translating to median home prices of $125,000 vs $276,000. The $151,000 difference in home prices means roughly $9,816 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Jackson compared to $1,025/mo in Johnson City, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 95 in Jackson and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $451/month in Jackson vs $451/month in Johnson City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Jackson and 95 in Johnson City. Monthly utility bills average approximately $344 in Jackson vs $380 in Johnson City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Jackson and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $36,528 in Jackson and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,546 and $65,176 respectively. Johnson City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $852/month to housing in Jackson vs $1,293/month in Johnson City. In Jackson, median rent of $900/mo exceeds this threshold, suggesting renters may feel stretched. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Jackson is 3.5% more affordable overall with an index of 82 vs 85.
A $75,000 salary in Jackson has equivalent purchasing power to approximately $77,744 in Johnson City, based on the cost of living difference.
Jackson's housing index is 56 with median homes at $125,000, while Johnson City's is 66 with median homes at $276,000.

Moving & Relocation Resources

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