City Comparison

Ithaca vs Wilmington

Cost of Living Comparison · 2026

Ithaca

New York
94
Below Average
$324,000
Median Home
$1,475/mo
Median Rent
$48,600
Median Income

Wilmington

Delaware
104
Average
$235,000
Median Home
$1,200/mo
Median Rent
$46,520
Median Income

The Verdict

9.6%

Living in Ithaca costs 9.6% less than Wilmington. To match the purchasing power of a $75,000 salary in Ithaca, you would need $82,979 in Wilmington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
117
Ithaca
104
Wilmington
Groceries
103
Ithaca
103
Wilmington
Utilities
102
Ithaca
106
Wilmington
Transportation
96
Ithaca
103
Wilmington
Healthcare
99
Ithaca
106
Wilmington

Salary Equivalence

A $75,000 salary in Ithaca has the same purchasing power as $82,979 in Wilmington.

Conversely, $75,000 in Wilmington equals $67,788 in Ithaca.

Living in Ithaca vs Wilmington

Housing Costs

Ithaca's housing index of 117 is higher Wilmington's 104, translating to median home prices of $324,000 vs $235,000. The $89,000 difference in home prices means roughly $5,784 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,475/mo in Ithaca compared to $1,200/mo in Wilmington, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 103 in Ithaca and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $489/month in Ithaca vs $489/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Ithaca and 106 in Wilmington. Monthly utility bills average approximately $408 in Ithaca vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Ithaca and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,600 in Ithaca and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,702 and $44,731 respectively. Ithaca residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Ithaca vs $1,085/month in Wilmington. In Ithaca, median rent of $1,475/mo exceeds this threshold, suggesting renters may feel stretched. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Ithaca is 9.6% more affordable overall with an index of 94 vs 104.
A $75,000 salary in Ithaca has equivalent purchasing power to approximately $82,979 in Wilmington, based on the cost of living difference.
Ithaca's housing index is 117 with median homes at $324,000, while Wilmington's is 104 with median homes at $235,000.

Moving & Relocation Resources

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