City Comparison

Ithaca vs Virginia Beach

Cost of Living Comparison · 2026

Ithaca

New York
94
Below Average
$324,000
Median Home
$1,475/mo
Median Rent
$48,600
Median Income

Virginia Beach

Virginia
105
Average
$310,000
Median Home
$1,500/mo
Median Rent
$73,418
Median Income

The Verdict

10.5%

Ithaca is 10.5% less expensive than Virginia Beach overall. A household earning $75,000 in Ithaca would need approximately $83,777 in Virginia Beach to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
117
Ithaca
112
Virginia Beach
Groceries
103
Ithaca
100
Virginia Beach
Utilities
102
Ithaca
98
Virginia Beach
Transportation
96
Ithaca
101
Virginia Beach
Healthcare
99
Ithaca
99
Virginia Beach

Salary Equivalence

A $75,000 salary in Ithaca has the same purchasing power as $83,777 in Virginia Beach.

Conversely, $75,000 in Virginia Beach equals $67,143 in Ithaca.

Living in Ithaca vs Virginia Beach

Housing Costs

Ithaca's housing index of 117 is higher Virginia Beach's 112, translating to median home prices of $324,000 vs $310,000. The $14,000 difference in home prices means roughly $912 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,475/mo in Ithaca compared to $1,500/mo in Virginia Beach, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 103 in Ithaca and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $489/month in Ithaca vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Ithaca and 98 in Virginia Beach. Monthly utility bills average approximately $408 in Ithaca vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Ithaca and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,600 in Ithaca and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,702 and $69,922 respectively. Virginia Beach residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Ithaca vs $1,713/month in Virginia Beach. In Ithaca, median rent of $1,475/mo exceeds this threshold, suggesting renters may feel stretched. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 5 index points — focus your budget analysis there.

Frequently Asked Questions

Ithaca is 10.5% more affordable overall with an index of 94 vs 105.
A $75,000 salary in Ithaca has equivalent purchasing power to approximately $83,777 in Virginia Beach, based on the cost of living difference.
Ithaca's housing index is 117 with median homes at $324,000, while Virginia Beach's is 112 with median homes at $310,000.

Moving & Relocation Resources

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